Veteran · Investing
Financial advice that passes inspection
Finance.vet connects veterans to Altruist, a FINRA/SIPC member broker-dealer for cash, brokerage, and Roth IRA accounts, with optional managed investing from Finance.vet LLC. Planning tools and advocates are free; investing is optional. Advocates do not recommend securities — advisers at Finance.vet LLC do when you enroll.
Enrollment is opening in partner-funded waves. Join the waitlist or ask your local VSO organization about sponsoring a cohort.
Three account types
Brokerage, Roth IRA, and cash
Open any combination that fits your plan — cash, brokerage, Roth IRA, or all three — through Altruist.
Brokerage account
Taxable investing account for long-term goals beyond TSP and IRA limits. Held at Altruist; optional managed strategies from Finance.vet LLC.
Roth IRA
Tax-advantaged retirement savings when you qualify. Open through Altruist alongside or instead of a taxable brokerage account.
Cash account
Reserves and near-term cash through Altruist. Does not require advisory enrollment — managed investing is optional on brokerage or Roth.
Learn more about cash →Three lanes
Keep roles clear
Advocates
Help you finish your plan and understand tools — not pick funds.
CFP planning bench
Reviews complex plans — retirement gaps, survivor timing, tax context — before you invest.
Finance.vet
Finance.vet LLC (CRD 343304) for optional managed strategies on Altruist-held accounts when authorized.
Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Read Form ADV and account agreements before investing.
Three paths
Institutional portfolios, three jobs
Optional managed investing uses professionally managed model portfolios — institutional construction, not stock-picking. An adviser at Finance.vet LLC chooses the path with you when you enroll. Advocates do not pick funds.
Path A
Core
Globally diversified model portfolios for a long horizon — growth with a mix of equities and bonds, not a house list of stocks.
Path B
Defensive
Ballast when the plan cannot take a deep drawdown. Stressed-market construction for sequence-of-returns risk near retirement.
Path C
Income
Multi-asset models built to pay a monthly gap — distributions you can count, with risk still managed inside the sleeve.
Questions
Frequently asked questions
Plain answers about advocates, planning, accounts, and how everything fits together — free to veterans in partner-funded programs.